Information Collection and Use
While a User uses the Site, Volpe collects and may ask a User to provide Volpe with certain personally identifiable information that can be used to contact the User, identify the User, and provide services. The information collected may include, but not be limited to, the following Personal Information:
Volpe collects Personal Information from Users when visiting the Site to assist Volpe in providing Users information in connection with an inquiry about Volpe services. The information collected from User may vary depending upon what specific products or services a User or Applicant is requesting. Volpe may also collect Personal Information to process credit applications and to obtain credit and background reports from third-party service providers.
Use of Personal Information
Personal Information is used in the ordinary course of Volpe’s business. Volpe collects PersonalInformation, for example, when a credit application is submitted to Volpe. Volpe uses PersonalInformation to verify the identity of an Applicant submitting a credit application as required under the BankSecrecy Act and other federal law, to determine whether the Applicant qualifies for credit, to process thecredit application, service the credit product, and contact the Applicant by phone, email or text messageto manage the customer relationship and provide customer support. Volpe may also use Personal Information to measure the overall effectiveness of Site content, and Volpe’s products and services.
Volpe may share Personal Information of Users with our third-party service providers and business partners to provide loan or credit services, such as customer service and payment processing, and to verify our compliance with applicable laws. All Users and/or Applicants consent to such disclosure and Users may not opt-out of this sharing. Volpe may also disclose Personal Information:
Like many website operators, Volpe makes use of standard internet technologies to collect information that a browser sends whenever a User visits the Site or performs any activity on the Site (“Log Data”). This Log Data may include information such as a User’s computer Internet Protocol (“IP”) address, browser type, browser version, pages of the Site that a User visits, the time and date of a visit, the time spent on those pages and other statistics.
Volpe uses “cookies” on this Site. A cookie is a small text file that is stored on a site visitor’s hard drive to help Volpe improve access to the Site and identify repeat visitors. When a User visits the Site, Volpe may assign a User’s computer one or more cookies to facilitate access to the Site and record information about a User’s visit. Cookies can also enable Volpe to track and target the interests of Users to enhance the experience on the Site. Usage of a cookie is in no way linked to any personally identifiable information on the Site and cookies do not store any Personal Information. A User can instruct a web browser to refuse all cookies or to indicate when a cookie is being sent. However, if a User chooses to decline cookies some of the features and services of the Site may not function properly and the User may not be able to use some portions of the Site.
Some of the cookies in use on the Site are for Google Analytics. Google Analytics is a web analytics tool that helps Volpe understand how visitors engage with the Site so that it can be improved. Google Analytics collects information anonymously. It reports website trends without identifying individual visitors. Users can opt out of Google Analytics without affecting how Users visit the Site. For more information on opting out, visit https://tools.google.com/dlpage/gaoptout.
The security of Personal Information is important to Volpe and Volpe takes reasonable measures to help safeguard it. To protect Personal Information from unauthorized access and use, Volpe uses appropriate physical and technical security measures that comply with federal law. Personal Information is protected by Secure Sockets Layer (SSL) software, which encrypts Personal Information so that it cannot be read over the Internet.
Though Volpe is dedicated to the security of Personal Information, no method of transmission over the Internet, or method of electronic storage, is 100% secure. While Volpe strives to use commercially acceptable means to protect Personal Information, all Users acknowledge that Volpe cannot guarantee its absolute security.
Visiting the Site from Outside the United States
Volpe Consulting & Accounting Services
Attn: Legal Department
2388 Schuetz Rd Ste A34
St. Louis, MO 63146
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